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FAX 201 656 4506 - 201 656 8197 - 201 222 9471
EMAIL  vti@vested.com
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NOTICE updated April 1, 2010

Our title commitments have been amended to add the following requirement on Schedule BI :
Pursuant to the provisions of P.L. 2009,c. 123 (the "County Homelessness Trust Fund Act"), N.J.S.A. 22A:4-17 is amended to permit counties to impose a recording surcharge of $3.00 per document for any instrument submitted for recording (except Assignments of Mortgage). The following is a list of those Counties that have approved the surcharge and the Effective Date that said County will begin imposing this surcharge.
Middlesex County1/1/2010Passaic County1/1/2010
Hudson County3/1/2010Union County5/1/2010
Somerset County6/1/2010Mercer County7/1/2010
Bergen County has elected to impose this surcharge effective with all documents (including Assignments of Mortgage) submitted for recording as of February 1, 2010.
Please be guided accordingly when collecting funds at closing for recordings.


NOTICE dated January 1, 2010

The Department of Housing and Urban Development (HUD) has amended the Real Estate Settlement Procedures Act (RESPA) effective January 1, 2010. The changes involve the use of the HUD-1 Uniform Settlement Statement (RESPA Statement) for closings covering one to four family residential real estate closings covered by the Act. Additional information can be provided by our title officers as well as the following websites:
HUD RESPA website www.hud.gov/respa
New RESPA Rule FAQs http://www.hud.gov/offices/hsg/ramh/res/respa_hm.cfm

Disclaimer- The information, website links and fee and tax calculators contained in this website are for general information and convenience purposes only. While Vested Title Inc. endeavors to keep the information and calculator functionality up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, fee and tax calculators or related graphics contained on the website for any purpose. We recommend that you contact the appropriate County Clerk's Office or other governmental agency or department to confirm to confirm the accuracy of the information provided in and calculations obtained from our website. Any reliance you place on information and calculations from this website is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever, including but not limited to damages arising from loss of data or profits arising out of, or in connection with, the use of this website. Through this website you are able to link to other websites which are not under the control of Vested Title Inc. We have no control over the nature, content and availability of those sites. The inclusion of any links is for the convenience of our visitors and does not imply a recommendation or endorse the views expressed within them. Every effort is made to keep our website up and running smoothly. However, Vested Title Inc. takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues.